Are you ready to embark on a journey towards financial empowerment and incredible rewards? Look no further than the HDFC RuPay Credit Card. In this article, we will take you on a guided tour of this exceptional credit card, delving into its fees, a treasure trove of benefits, and the straightforward process of how to apply. Whether you’re a seasoned credit card user or someone exploring the world of plastic money for the first time, the HDFC RuPay Credit Card has something special in store for you. Join us as we unlock the possibilities and perks that come with this financial companion, and learn how it can be the key to realizing your dreams and aspirations.
HDFC Rupay Credit card: Eligibility
👉 Age Requirement: 21 to 60 years
👉 Minimum Income: Rs 25,000 per month [Salaried]
👉 Minimum ITR: Rs 6,0,000 per annum [Self-Employed]
Benefits of HDFC UPI RuPay Credit Card :
-> Make UPI Payments by using these credit card & Get cash points too.
-> Avail upto 50 days of interest-free* from the date of purchase
-> Get 3% Cashpoints* on Groceries, SuperMarket & Dining spends & all PayZapp transactions.
-> Get 2% Cashpoints* on Utility spends
-> Get 1% Cashpoints* on other spends like Excluding Rent, Wallet loads, EMI, Fuel & Government categories
HDFC RuPay Credit Card Fees :
Joining Fees: Rs.250 + GST
Annual Fees: Rs.250 + GST
Renewal fee waived on annual spends of Rs.25,000 or more
How to Apply for HDFC RuPay Credit card
let’s dive into the easy steps that will explain how to apply for HDFC RuPay Credit card
Start your journey to securing the HDFC RuPay Credit Card by locating and clicking the “Apply” button provided in the post.
Upon clicking, you will be directed to a page where you can enter essential details such as your name and phone number. This step helps determine your eligibility for the RuPay-specific HDFC Bank Credit Cards.
Complete Application Details
If you are deemed eligible, proceed by entering all the required information, such as personal and financial details, to complete your credit card application. Ensure that the information you provide is accurate and up to date.
With all your details in place, it’s time to submit your application. Double-check everything to ensure accuracy. Once you’re satisfied, click “Submit.”
Congratulations! Your application is now submitted. You’re one step closer to enjoying the benefits and privileges that come with the HDFC RuPay Credit Card. Await further communication from HDFC Bank regarding the status of your application.
How to Setup PIN for HDFC Bank UPI RuPay Credit Card through IVR
Here are the steps to setup PIN for HDFC UPI RuPay credit card through IVR (Interactive Voice Response):
Using your registered mobile number, dial the HDFC Bank IVR Toll number, which is
1860 266 0333.Enter Credit Card Details
Follow the prompts and enter the last four digits of your HDFC Bank UPI RuPay Credit Card, and then press ‘#’ to confirm.
After entering your credit card details, dial ‘1’ using your mobile dialpad to initiate the process of generating a PIN for your credit card.
An OTP (One Time Password) will be sent to the registered mobile number of the cardholder via SMS. When you receive the OTP, dial ‘1’ again to confirm.
Key in the six-digit OTP received on your mobile.
Validation and Confirmation
Once you’ve entered the OTP, the IVR system will validate the OTP and other necessary details. If everything is entered successfully, you will be prompted to set a four-digit PIN for your HDFC Bank UPI RuPay Credit Card. Use the ‘#’ key to confirm and save your new PIN.
